REGUALTORY AGENCIES

• Consumer Financial Protection Bureau

• Office of the Comptroller of the Currency

• Federal Deposit Insurance Corporation

• Federal Reserve Board

  • Federal Reserve Bank of Boston

  • Federal Reserve Bank of New York

  • Federal Reserve Bank of Philadelphia

  • Federal Reserve Bank of Cleveland

  • Federal Reserve Bank of Atlanta

  • Federal Reserve Bank of Chicago

  • Federal Reserve Bank of St. Louis

  • Federal Reserve Bank of Minneapolis

  • Federal Reserve Bank of Kansas City

  • Federal Reserve Bank of San Francisco

  • Federal Reserve Bank of Dallas

  • Federal Reserve Bank of Richmond

 

STATE AGENCIES

• Indiana Department of Financial Institutions

• Kentucky Department of Financial Institutions

 

OTHER AGENCIES

• U.S Department of Housing and Urban Development

• Department of Homeland Security

  • Federal Emergency Management Agency

    • ​Flood Map Service Center

  • National Flood Insurance Program

    • ​Mandatory Flood Insurance Guidance - 2007 (Withdrawn)

• Department of the Treasury

  • Internal Revenue Service

  • Financial Crimes Enforcement Network

  • Office of Foreign Asset Control

• Department of Justice

• Federal Trade Commission

• Federal Communications Commission

 

REGULATORY COMPLIANCE INFORMATION

 

These rules are under the CFPB:

• Equal Credit Opportunity Act (Reg. B)

• Home Mortgage Disclosure Act (Reg. C)

• Electronic Funds Transfer Act (Reg. E)

• Fair Debt Collection Practices Act (Act under the FTC)

  • Regulation F Under the CFPB

• S.A.F.E. Mortgage Licensing Act (Reg. G)

• Privacy of Consumer Financial Information (Reg. P)

• Fair Credit Reporting Act (Reg. V)

• Real Estate Settlement Procedures Act (Reg. X)

• Truth in Lending Act (Reg. Z)

• Truth in Savings Act (Reg. DD)

 

These rules are under the Federal Reserve:

• Reserve Requirements of Depository Institutions (Reg. D)

• Limitations of Interbank Liabilities (Reg. F)

• Loans to Executive Officers, Directors, Principal Shareholders of Member Banks (Reg. O)

• Credit by Banks and Persons Other than Brokers or Dealers for the Purpose of Carrying Margin Stock (Reg. U)

• Transactions between Member Banks and their Affiliates (Reg. W)

• Bank Holding Companies and Change in Control (Reg. Y)

• Unfair or Deceptive Acts or Practices (Reg. AA)

• Community Reinvestment Act (Reg. BB)

• Availability of Funds and Collection of Checks (Reg. CC)

• Prohibition on Funding of Unlawful Internet Gambling (Reg. GG)

• Debit Card Interchange Fees and Routing

 

RISK MANAGEMENT INFORMATION

• Risk Management Manual of Examination Policies (FDIC Safety & Soundness Exam Manual)

 

BANK SECREACY ACT INFORMATION

• BSA/AML Examination Manual (Interagency)

• Specially Designated Nationals List

 

INFORMATION TECHNOLOGY INFORMATION

 

INDIANA CODE INFORMATION

Indiana Code

• Uniform Consumer Credit Code (UCCC)

  • General Provisions and Definitions (IC 24-4.5-1)​

  • Credit Sales (IC 24-4.5-2)

  • Loans (IC 24-4.5-3)

  • Insurance (IC 24-4.5-4)

  • Remedies and Penalties (IC 24-4.5-5)

  • Administration (IC 24-4.5-6)

  • Small (Payday) Loans (IC 24-4.5-7)

Indiana Administrative Code

• Uniform Consumer Credit Code, Rule 1. Dollar Amount

 

Items of Interest

• Account Ownership (IC 32-17-11)

• Co-Personal Reps to Act Jointly or Independently (IC 29-1-10)

• Decedent Property – Checking & Savings (IC 6-4.1-8)

• Dormant Accounts (IC 28-1-20)

  • Definition of Transaction Account (12 CFR 204.2(e))​

• Lost or Unclaimed Personal Property

  • Unclaimed Property Act (IC 32-34-1-1)​

  • Indiana Unclaimed Property Reporting

• Garnishment of Bank Accounts (IC 28-9-3)

• Mortgage Release – Demand of Mortgagor (IC 32-28-1)

• Payments on Accounts (IC 32-17-11)

• Powers of Attorney (IC 30-5)

  • Applicability (IC 30-5-1)​

  • Definitions (IC 30-5-2)

  • General Provisions (IC 30-5-3)

  • Creation of a Power of Attorney (IC 30-5-4)

  • Powers (IC 30-5-5)

  • Duties of the Attorney in Fact (IC 30-5-6)

  • Reliance Upon a Power of Attorney (IC 30-5-8)

  • Liabilities (IC 30-5-9)

  • Termination of the Power of Attorney (IC 30-5-10)

• Right of Offset (IC 32-17-11)

• Uniform Commercial Code

  • Chargeback (IC 26-1-4)

  • Contradictory Terms (IC 26-1-3.1)

  • Death or Incompetence of Customer (IC 26-1-4)

  • Late Return (Midnight Deadline) (IC 26-1-4)

  • Lost or Destroyed Official Check (IC 26-1-3.1)

  • Payee on Instrument (IC 26-1-3.1)

  • Review of Statements (IC 26-1-4)

  • Uniform Transfer to Minor (UTMA) (IC 30-2-8.5)