SCOTT P. CARR

 · 6624 Quail Chase, Charlestown, IN 47111 · c.502-541-2042 · scottpcarr@gmail.com  · 

 

Work Experience

09/16 - Current

First Savings Bank

Clarksville, IN

Executive Vice President, Chief Risk Officer

• Main responsibilities include managing the overall enterprise risk function for the organization; establish and monitor operating benchmarks, develop and review methodologies to minimize overall risk and maintain the reporting structure established for measuring and managing the risk function.

• Manage the Risk Management Department staff to ensure the achievement of duties and responsibilities in the areas of Loan Review, Internal Audit, Physical and Information Security, and Regulatory and Bank Secrecy Act Compliance.

 

03/05 -  09/16

Your Community Bank

New Albany, IN

Senior Vice President, Chief Risk Officer

• Main responsibilities include managing the overall enterprise risk function for the organization; establish and monitor operating benchmarks, develop and review methodologies to minimize overall risk and maintain the reporting structure established for measuring and managing the risk function.

• Manage the Risk Management Department staff to ensure the achievement of duties and responsibilities in the areas of Loan Review, Internal Audit, Physical and Information Security, and Regulatory and Bank Secrecy Act Compliance.

 

Vice President, Compliance Officer, Bank Secrecy Officer, Community Reinvestment Officer, Information Security Officer

• Main responsibilities include the development and coordination of the organization’s compliance, coordinate the review and interpretation of new and pending laws and regulations, direct and assist lower-level staff to ensure compliance, work with management and staff affected by alterations in business practices to ensure understanding and implementation on new policies and procedures.

• Acts as a liaison between regulatory agencies (FDIC, FRB, INDFI, KYDFI) and the organization.

• Responsible for training all bank staff as it relates to regulatory compliance.

• Responsible for conducting various regulatory compliance audits of operational areas to ensure compliance.

 

09/04 – 03/05

Financial Service Solutions, LLC

Louisville, KY

Compliance Manager

• Main responsibilities include managing the Compliance Department for a multimillion dollar mortgage loan processing company, ensuring that company, on behalf of its clients, maintain compliance with all Federal and state consumer lending regulations.

• Interact with the Business Development Team throughout multiple product cycles to ensure full compliance with regulatory requirements.

• Responsible for formulating and publishing formal policy guidance on compliance issues.

• Manager the state licensing program on a national scale and managing all Federal and state regulatory examinations.

 

11/03 – 09/04

First Omni Mortgage Lending

Louisville, KY

Compliance Manager

• Main responsibilities include managing the Compliance Department for a multistate mortgage broker/lender, ensuring that company maintains compliance with all Federal and state consumer lending rules and regulations.

• Ensure company is properly licensed in the states for which it operates and ensure proper credentials are maintained with the U.S. Department of Housing and Urban Development (HUD) for the company to remain and FHA registered mortgagee.

• Manage numerous project including monthly quality control audits to verify all file, whether closed, withdrawn or denied, are within set Federal and state standards, and managing the companies lead source (LendingTree.com) to ensure that leads are being handled in a time manner by the origination staff.

 

05/01 – 11/03

Providian Financial Corporation

Louisville, KY

Compliance Auditor

• Main responsibilities include auditing attorney firm’s that represent the company in credit card collection litigation to ensure they are following set company policies and Federal and state rules and regulations.

• Serve as a company representative in court-related hearings, such as trials, meditations, arbitration's, settlement hearings, etc., prepare and review vendor management contracts, and perform departmental audits of Attorney Management Department to ensure compliance with stated policies and procedures.

• Manage numerous projects including account reconciliation of department accounts payable process, file movement processes, and vendor management contract review and verification.

 

Education 

 

05/2010 – 05/2013                    

Graduate School of Banking

Louisiana State University

Baton Rouge, LA

 

08/1997 – 08/2001

Indiana University – Southeast

Bachelors of Science in Business’ Finance

New Albany, IN

 

Certifications

05/2016

Institute of Certified Bankers

Certified AML and Fraud Professional (CAFP)

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06/2008

Institute of Certified Bankers

Certified Regulatory Compliance Manager (CRCM)

Washington, D.C.

 

12/2011

Institute of Internal Auditors

Certification in Risk Management Assurance (CRMA)

Altamonte Springs, FL

 

Military Service

10/93 – 8/97

United States Navy

Rank/Rate: HM3 (Hospital Corpsman Third Class)

Camp Pendleton, CA

Honorably Discharged

 

Civic Involvement

01/2018 - 01/2019

Compliance Resources, LLC

Advisory Board Member

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01/2009 - Current

Indiana Bankers Association

Indianapolis, IN

• Compliance Committee Member

• Future Leadership Division Advisory Board Member 

 

07/2009 - Current

Indiana Football Officials Association

Indianapolis, IN

• Vice President, South Region

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04/2014 - Current

RBR Alliance

Corydon IN

• Board Member - Secretary

• Finance Committee Member

 

07/2009 - 6/2018

South Central Officials Association

Jeffersonville, IN

• Treasurer (2013 – Current)

• Sports Director (Football), Board Member (2009 – 2013)

 

08/2009 - 7/2016

Leadership Southern Indiana

Sellersburg, IN

• Executive Board Member (2013 - Current)

• Former Board of Advisor Member (2009 - 2013)

 

08/2011 - 8/2014

American Red Cross Community Chapter

Jeffersonville, IN

• Board Chairman (2012 – 2014)

• Board Member (2011)

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